Top 5 Budgeting Apps That Will Make You Save Money

budgeting apps

Budgeting apps that will change your relationship with money.

Do you always felt like money is just slipping away. No matter how much you try to be frugal and mindful of your spending. It’s as if there is a hole in your wallet through which your hard earned money simply falls through. 

And in fact there is a hole! The hole is in your attention. Do you know exactly, down to the last cent, where your money is going?

It can be hard to keep a budget, especially if you’re not on speaking terms with spreadsheet softwares.

Luckily there’s a sea of apps available for you to use to keep a budget and take control of your spending.

Apps are convenient and easy to update and check on the go, so in every moment you know where you’re at with your finances.

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The criteria for an app to get on the list was that it must look clean, make entries quick and easy, has a graph to visualize spending patterns and that you can customize to fit your needs.

After a few months of testing apps and budgeting across several apps I realized, not only am I in control of my money, but I’m actually having money left over by the time I received my next paycheck.

From all the apps I tried (and I tried a lot of them) I found these 5 to be the most useful.

Top 5 Budgeting Apps That Will Make You Save Money 




What really makes You Need A Budget different is that we can teach you how to manage your money and get ahead—for good. What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive? Forget everything you think you know about budgeting and prepare to experience total control. 


˝I started out on the desktop app several years ago. For me, this was a new way of thinking about budgeting, so the features were a little weird to get used to at first. The blog posts and videos were really helpful and they improve/create features over time. Any tech issues I’ve had were addressed on their website before I’ve ever had to contact customer service. Overall, YNAB has helped me curb unnecessary spending and eliminate a lot of debt. To me, that makes the learning curve worth it.˝ — Danielle

apple app store     google play store



Does your money make you happy? Assign emotions to your expenses, learn about your real priorities and spend money on things that make you happy. 

Become your own finance manager with Wallet— a spending tracker and personal finance planner that helps you save money and plan your budgets. Wallet is not just an expense tracker or budgeting app. It’s about getting things under control now so that you can make wiser decisions and plan for the futur⁠e — whether that’s a month, a year, or a decade down the line.


˝Definitely one of the best budgeting and expense tracking apps out there. Cheaper too, as far as apps that let you sync with your bank. I had made a suggestion about budget totals on this review and I was happy to see it was recently updated with this feature! Great to see the app is in active development and listens to their users.˝ — Troy

apple app store     google play store



Mint is the free money manager and financial tracker app from the makers of TurboTax® that does it all. We bring together your bank accounts, credit cards, bills and investments so you know where you stand. See what you’re spending, where you can save money, and track your bills in Mint like never before. You can even keep track of your credit score to help you be smart about it, no credit card required. Finally, there’s one place to manage all your finances with ease. 


˝This app has helped me gain a more concise look at the wide world of my finances. It brings everything together onto one page and ties so many different accounts in that you really don’t have to maintain it as much as other apps. My credit score has gone up significantly since using the app to monitor my decisions and their effects.˝ — Elizabeth

apple app store     google play store



How to track your expenses successfully? We know that, it’s easy. You only need to add each expense you do… no more than that! And Monefy is going to help you. Just add new records when you are buying a coffee or taking a taxi. It’s done in one click, because you don’t need to fill anything except the amount. It has never been so quick and enjoyable!

Do you own a phone and a tablet? Or you want to track expenses with your significant other? Monefy fits the best. You can safely synchronize data between all your devices. Create or change records, add new categories or delete old ones and they will be present on other devices right away!


˝Clean, efficient little app that has great utility for organizing my monthly budget. I love how it looks, and how I’m able to customize categories to my preferences. I’ve used it for a year now, and it’s definitely helped me track my budget better and keep my spending under control.˝ — Katherine

apple app store     google play store



Understand your finances better with Spendee, the free budgeting app that tracks your spending, optimizes your budget and helps you save money.

Spendee will help you track your money (both expenses and income) automatically through bank sync or manually so that you can analyze, organize and budget them for the future. You can invite others to manage your shared family or household budgets. With Spendee you can take control of your money in multiple currencies and across multiple bank accounts.

Tracking and managing your personal finances has never been easier. Now you can connect your Spendee account with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g.Coinbase). All your imported transactions will be downloaded and categorized automatically.


¨I have been trying budget and expense apps for a long time and finally settle on Spendee. The app shows me the insight of what I have been spending the most. It also helps me saving by creating budgets on things where I actually shouldn’t spend too much. The pictures function assists me to keep track on the stores’ receipts where I can compare and decide which stores that sell things cheaper than the others.¨ — Rianny

apple app store     google play store



Have you ever used budgeting apps? Which ones and what was your experience with them, did they help you save money? Let me know in the comments below, I would love to hear your opinion!

If you found this post useful be sure to share it with friends who need help taking control of their finances.

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